Personal injury cases are devastating for those who are involved. They can drastically alter someone’s life and affect their income. Many people who are victims of personal injury accidents are unable to work for the foreseeable future and have to wait extended periods waiting for their case to be settled and receive the money they need to pay an overdue stack of bills.
What is a Personal Injury?
A personal injury is any damage done to a person that affects their body, mind, or emotions. Any personal injury claim has to be the direct result of someone else’s negligence or involvement. Personal injury cases tend to be diverse in their examples and may need attorney assistance to classify. The most common types of personal injury cases seen in courts are:
- Car accidents
- Slip and fall
- Medical malpractice
- Construction-related injuries
- Dog bites
- Workplace liability
- Product liability
- Premises liability
Statute of Limitations
If you have experienced any of these accidents, you may be eligible to file a claim with a trusted attorney. If you are planning on filing your case, you need to be aware of your state’s statute of limitations. The statute of limitations is the maximum amount of time after an accident where legal proceedings must be filed. Every state has different rules regarding its statute of limitations. For example, Georgia’s statute of limitations states that legal proceedings must begin within two years from the date on which the accident occurred. It is recommended that you familiarize yourself with your state’s statute of limitations before deciding to take legal action.
Why is My Case Taking So Long?
After a personal injury case, there is a need for money. The price of your injuries may be taking a toll on your bank account and cause you to fall behind on bills and personal day-to-day expenses. You may end up wondering how long your case will take and how long it will take for you to receive a settlement.
Many personal injury cases vary in length; however, most tend to fall within the 2-3 year range. While it could take this long to reach a financial settlement, it could take even longer to receive payments from that settlement. To those who need money now to pay for their medical bills and daily expenses, this is impossible. Many people often wonder what is preventing their case from being settled and if there is a solution to the problem somehow. Some of the most common reasons that your case is still pending are:
- It has legal issues- Many insurance companies will attempt to refute damages, and any liable party will attempt to deny their liability in your accident. Any of these actions and similar actions may slow your case down. When people or companies don’t take accountability for their negligence, oftentimes, the plaintiff suffers. Some insurance companies will even deny that damages happened to avoid a lawsuit.
- Your case involves multiple damages- If you have sustained extreme damages, you will probably be asking for a higher settlement to accommodate those injuries. Assessing all the damages and ensuring that they are credible and hold ground in court may take an extended amount of time. Evidence pertaining to your case will need to be gathered and closely investigated by your insurance company and attorney. Many insurance companies will try to get the plaintiff to settle for less money.
- You are not healed enough from your injury- During a personal injury lawsuit, the plaintiff needs to achieve maximum medical improvement or MMI. This means that you are as medically improved as you are going to get from your injuries. This is important because it gives you and the court an idea of how much your injuries have affected you and how they will continue to affect you in the future. Your settlement amount may increase if your injuries require additional medical support down the road.
If your case is pending, it is likely that it falls into one of those categories. Pending cases can also be subjected to constant negotiations and settlement disputes that can further complicate them. To better understand why your case is experiencing delays, you can ask your attorney or insurance company for more information.
What To Do If Your Case is Pending
It can be difficult and stressful to wait for your case to progress, especially if you are in need of the settlement money to pay off outstanding bills and debt caused by your injury. If you are in need of money now, you may be eligible for pre-settlement funding. Pre-settlement funding is a type of lawsuit funding that allows a plaintiff to access the funds they need to pay off medical bills and daily expenses.
Funding companies will take a look at your case and give you a percentage of what they predict your final settlement will be. The best part about pre-settlement funding is that you will not have to pay the money loaned to you back if you lose your case. The money provided to you through pre-settlement funding can help finance:
- Medical bills
- Mortgage or rent payments
- Car payments and repairs
- Utility bills
- Credit card bills
- Day-to-day living expenses such as groceries
Pre-settlement funding is a great and helpful option for many plaintiffs going through a tough situation with their case. Many people shy away from accepting lawsuit funding because they believe that lawsuit funding functions as a regular loan that needs to be repaid no matter the outcome of your case. Lawsuit funding options like pre-settlement funding place the plaintiff as a priority and provide them with the support they need during this difficult time.
Contact The Legal Funding Group
If you are experiencing financial difficulties due to your pending lawsuit and need monetary assistance to get you through this trying time, contact The Legal Funding Group. We have experience providing financial assistance to many others in your situation and would be happy to help you. You can file an application on our website or call us at (912) 207-8114. Be sure to contact us today to understand your legal funding options.